Tag: financial literacy
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Mortgage savings for you or a way for the bank to make money?

Three and one-half years ago I purchased my first home. I bought a modest condo in Lake County and took out a mortgage that was 48% of what I’d pre-qualified for. I put down 20% of the purchase price, which was 70% of the asking price. Ya, I’m a kick-ass negotiator, when backed by the…
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Advice to new graduates: Invest for retirement NOW

Welcome to the real world grads! No, no, no. Not the Real World, the REAL WORLD. The one where you become financially independent (hopefully, sooner rather than later), work at a job (ideally one that’s full-time, in your desired field, and has benefits), live on your own (your mom is begging you to do this),…