Tag: money
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How I’ll spend my $900 million Powerball lottery winnings tonight

SUNDAY MORNING UPDATE: I WON!!!!! I am RICH! I matched one number on a white ball and the red Powerball number! That means I’ve won $4.00. The only question I have now is whether to take it in one lump sum or take it in equal payments of 13.3¢ per year for the next 30…
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10 tips for a successful garage sale

This past weekend, my mom and I held a garage sale at her home. I’ve held many garage sales in my life and really enjoy doing so because I strongly prefer to see things repurposed and reused rather than ending up in a landfill. My mom’s neighbors are always amazed at the success of my…
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Do you read your EOBs (Explanation of Benefits)?

EOBs or Explanation of Benefits are the notifications from your medical insurance company that clutter up your snail mail or email box letting you know how much your insurance company paid, what you owe, and what the medical provider is not allowed to bill you for. Based entirely upon my non-scientific research, most people don’t…
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Mortgage savings for you or a way for the bank to make money?

Three and one-half years ago I purchased my first home. I bought a modest condo in Lake County and took out a mortgage that was 48% of what I’d pre-qualified for. I put down 20% of the purchase price, which was 70% of the asking price. Ya, I’m a kick-ass negotiator, when backed by the…